# Scalapay

> How can we help you?

## English

### Pay in 6-9-12

- [What is Pay in 6 / 9 / 12?](https://help.scalapay.com/en/articles/620234-what-is-pay-in-6-9-12.md)
- [How do I choose Pay in 6 / 9 / 12?](https://help.scalapay.com/en/articles/620246-how-do-i-choose-pay-in-6-9-12.md)
- [What information do I need to provide?](https://help.scalapay.com/en/articles/620257-what-information-do-i-need-to-provide.md)
- [Why was my request declined?](https://help.scalapay.com/en/articles/620264-why-was-my-request-declined.md)
- [When do I pay the first installment?](https://help.scalapay.com/en/articles/620268-when-do-i-pay-the-first-installment.md)
- [How are the installments calculated?](https://help.scalapay.com/en/articles/620271-how-are-the-installments-calculated.md)
- [Can I repay my loan early?](https://help.scalapay.com/en/articles/609618-can-i-repay-my-loan-early.md)
- [Can I change my installment dates?](https://help.scalapay.com/en/articles/620309-can-i-change-my-installment-dates.md)
- [What happens if a payment fails?](https://help.scalapay.com/en/articles/620311-what-happens-if-a-payment-fails.md)
- [What happens if I return my order?](https://help.scalapay.com/en/articles/620933-what-happens-if-i-return-my-order.md)
- [Where can I see my repayment plan?](https://help.scalapay.com/en/articles/620934-where-can-i-see-my-repayment-plan.md)
- [Why does Scalapay share information with the Credit Bureau \(CRIF\)?](https://help.scalapay.com/en/articles/620935-why-does-scalapay-share-information-with-the-credit-bureau-crif.md)
- [Why is this check mandatory?](https://help.scalapay.com/en/articles/620936-why-is-this-check-mandatory.md)
- [What information may be shared with CRIF?](https://help.scalapay.com/en/articles/620937-what-information-may-be-shared-with-crif.md)
- [Is my data protected?](https://help.scalapay.com/en/articles/620944-is-my-data-protected.md)
- [Will I be informed if my request is declined because of a credit bureau check?](https://help.scalapay.com/en/articles/620947-will-i-be-informed-if-my-request-is-declined-because-of-a-credit-bureau-check.md)
- [How often does Scalapay check the credit bureau?](https://help.scalapay.com/en/articles/620948-how-often-does-scalapay-check-the-credit-bureau.md)
- [Does this affect my ability to apply for other credit products?](https://help.scalapay.com/en/articles/620949-does-this-affect-my-ability-to-apply-for-other-credit-products.md)
- [Where can I find more information about personal data processing?](https://help.scalapay.com/en/articles/620950-where-can-i-find-more-information-about-personal-data-processing.md)
- [Why does Scalapay ask for identity verification?](https://help.scalapay.com/en/articles/622106-why-does-scalapay-ask-for-identity-verification.md)

## Italiano

### Pay in 6-9-12

- [Cos’è il Pay in 6 / 9 / 12?](https://help.scalapay.com/it/articles/620234-cos-e-il-pay-in-6-9-12.md)
- [Come scelgo il Pay in 6 / 9 / 12?](https://help.scalapay.com/it/articles/620246-come-scelgo-il-pay-in-6-9-12.md)
- [Quali informazioni devo fornire?](https://help.scalapay.com/it/articles/620257-quali-informazioni-devo-fornire.md)
- [Perché la mia richiesta è stata rifiutata?](https://help.scalapay.com/it/articles/620264-perche-la-mia-richiesta-e-stata-rifiutata.md)
- [Quando pago la prima rata?](https://help.scalapay.com/it/articles/620268-quando-pago-la-prima-rata.md)
- [Come vengono calcolate le rate?](https://help.scalapay.com/it/articles/620271-come-vengono-calcolate-le-rate.md)
- [Posso ripagare il finanziamento in anticipo?](https://help.scalapay.com/it/articles/609618-posso-ripagare-il-finanziamento-in-anticipo.md)
- [Posso modificare le date delle rate?](https://help.scalapay.com/it/articles/620309-posso-modificare-le-date-delle-rate.md)
- [Cosa succede se un pagamento non va a buon fine?](https://help.scalapay.com/it/articles/620311-cosa-succede-se-un-pagamento-non-va-a-buon-fine.md)
- [Cosa succede se faccio un reso?](https://help.scalapay.com/it/articles/620933-cosa-succede-se-faccio-un-reso.md)
- [Dove posso vedere il piano del mio finanziamento?](https://help.scalapay.com/it/articles/620934-dove-posso-vedere-il-piano-del-mio-finanziamento.md)
- [Perché Scalapay consulta i sistemi di informazioni creditizie \(CRIF\)?](https://help.scalapay.com/it/articles/620935-perche-scalapay-consulta-i-sistemi-di-informazioni-creditizie-crif.md)
- [Perché questo controllo è obbligatorio?](https://help.scalapay.com/it/articles/620936-perche-questo-controllo-e-obbligatorio.md)
- [Quali dati possono essere condivisi con CRIF?](https://help.scalapay.com/it/articles/620937-quali-dati-possono-essere-condivisi-con-crif.md)
- [I miei dati sono protetti?](https://help.scalapay.com/it/articles/620944-i-miei-dati-sono-protetti.md)
- [Sarò informato se la richiesta viene rifiutata per via del CRIF?](https://help.scalapay.com/it/articles/620947-saro-informato-se-la-richiesta-viene-rifiutata-per-via-del-crif.md)
- [Quando viene effettuato il controllo CRIF?](https://help.scalapay.com/it/articles/620948-quando-viene-effettuato-il-controllo-crif.md)
- [Questo influisce su altre richieste di credito?](https://help.scalapay.com/it/articles/620949-questo-influisce-su-altre-richieste-di-credito.md)
- [Dove posso trovare maggiori informazioni sul trattamento dei dati personali?](https://help.scalapay.com/it/articles/620950-dove-posso-trovare-maggiori-informazioni-sul-trattamento-dei-dati-personali.md)
- [Perché Scalapay richiede la verifica dell’identità?](https://help.scalapay.com/it/articles/622106-perche-scalapay-richiede-la-verifica-dell-identita.md)