Our systems automatically assign each customer a maximum spending limit (Scalapay purchasing power).
Your purchasing power depends on several factors, such as the shop you are buying from, the type of card you use, whether you have already purchased with Scalapay and repaid previous purchases without incurring any delays.
If you are a new customer and have never purchased with Scalapay your purchasing power may be reduced and will increase over time the more you purchase with Scalapay without incurring payment delays.
- Your purchasing power does not depend on the availability of your card.
- Scalapay does not use external sources to assess the creditworthiness of each customer.
Scalapay is not able to provide detailed information on the purchasing power of an individual customer.