When you apply for a financing option such as Pay in 6 / 9 / 12, Scalapay must evaluate your creditworthiness before granting the loan.
To do this, we may consult credit information systems (SIC) such as EURISC, managed by CRIF, which contain information about existing credit relationships and repayment history.
This helps us determine whether the financing request can be approved responsibly and in compliance with financial regulations.